/* Reform Recovery — shared site nav (header/dropdown menu), used on all interior pages
   except landing pages and referral pages, which keep their own minimal header. */
header.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid #E4DDD0}
header.site-header .wrap{max-width:1180px;margin:0 auto;padding:0 24px}
header.site-header .nav{display:flex;align-items:center;justify-content:flex-start;gap:20px;height:74px;flex-wrap:nowrap;font-family:'Inter',system-ui,sans-serif}
header.site-header .nav>a:first-child{flex:none;display:flex;align-items:center}
header.site-header .nav img{height:44px;display:block}
header.site-header .nav ul{display:flex;gap:0;list-style:none;font-size:16.5px;font-weight:500;white-space:nowrap;flex-wrap:nowrap;color:#1C2A31}
header.site-header .nav ul li{white-space:nowrap}
header.site-header .nav ul li:not(:first-child)::before{content:"\2022";color:#1E8CA8;margin:0 5px;font-size:11px;vertical-align:middle;opacity:.85}
header.site-header .nav ul .nav-m-cta{display:none}
header.site-header .nav ul a{color:#1C2A31}
header.site-header .nav ul a:hover{color:#1E8CA8}
header.site-header .nav .has-dd{position:relative}
header.site-header .nav .dd-top{cursor:pointer;color:inherit;transition:color .15s}
header.site-header .nav .dd-top:hover{color:#1E8CA8}
header.site-header .nav .dd-top .cx{display:none;font-size:8px;opacity:.65;transition:transform .2s}
header.site-header .nav .has-dd::after{content:"";position:absolute;left:-10px;right:-10px;top:100%;height:16px}
header.site-header .nav .dd{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(6px);min-width:206px;background:#fff;border:1px solid #E4DDD0;border-radius:12px;box-shadow:0 18px 44px rgba(20,88,107,.18);padding:8px;flex-direction:column;opacity:0;visibility:hidden;transition:opacity .18s,transform .18s;z-index:90;list-style:none}
header.site-header .nav .has-dd:hover .dd{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
header.site-header .nav .has-dd:hover .dd-top .cx{transform:rotate(180deg)}
header.site-header .nav .dd li{width:auto}
header.site-header .nav .dd li::before{content:none !important;display:none !important}
header.site-header .nav .dd a{display:block;padding:10px 14px;border-radius:8px;font-size:15.5px;font-weight:500;white-space:nowrap;color:#1C2A31}
header.site-header .nav .dd a:hover{background:#E3F1F5;color:#15596C}
header.site-header .nav-cta{display:flex;align-items:center;gap:10px;flex-shrink:0;flex-wrap:nowrap;margin-left:auto}
header.site-header .nav-cta a.btn-primary{white-space:nowrap;font-size:13px;padding:10px 14px;font-weight:700;border-radius:8px;background:linear-gradient(135deg,#1E8CA8,#15596C);color:#fff;text-decoration:none;display:inline-block;border:2px solid transparent}
header.site-header .nav-cta a.btn-primary:hover{background:#15596C}
header.site-header .nav-burger{display:none;background:none;border:0;font-size:26px;line-height:1;color:#15596C;cursor:pointer;padding:4px 8px}
/* collapsed (burger) mode — driven by JS overflow check via html.navsq */
html.navsq header.site-header .nav{justify-content:space-between}
html.navsq header.site-header .nav-cta a.btn-primary{display:none}
html.navsq header.site-header .nav ul .nav-m-cta{display:flex;gap:10px;padding:14px 2px;flex-wrap:wrap}
html.navsq header.site-header .nav ul .nav-m-cta a.btn-primary{display:inline-block;font-size:14px;padding:11px 16px}
html.navsq header.site-header .nav ul{position:absolute;top:74px;left:0;right:0;background:#fff;border-top:1px solid #E4DDD0;border-bottom:1px solid #E4DDD0;flex-direction:column;gap:0;display:none;padding:6px 22px;box-shadow:0 14px 26px rgba(20,88,107,.12);z-index:85;font-size:15.5px}
html.navsq body.navopen header.site-header .nav ul{display:flex}
html.navsq header.site-header .nav ul li{width:100%;padding:12px 2px;border-bottom:1px solid #E4DDD0}
html.navsq header.site-header .nav ul li:last-child{border-bottom:0}
html.navsq header.site-header .nav ul li:not(:first-child)::before{display:none}
html.navsq header.site-header .nav-burger{display:block}
html.navsq header.site-header .nav .has-dd{flex-direction:column;align-items:stretch}
html.navsq header.site-header .nav .dd-top{display:flex;justify-content:space-between;align-items:center;width:100%;font-size:15.5px;font-weight:500}
html.navsq header.site-header .nav .dd-top .cx{display:inline-block;font-size:11px;opacity:.6;transition:transform .2s}
html.navsq header.site-header .nav .has-dd .dd{position:static;transform:none;opacity:1;visibility:visible;display:none;box-shadow:none;border:0;border-radius:0;padding:4px 0 2px 12px;min-width:0;background:transparent}
html.navsq header.site-header .nav .has-dd.open .dd{display:flex}
html.navsq header.site-header .nav .has-dd.open .dd-top .cx{transform:rotate(180deg)}
html.navsq header.site-header .nav .dd li{width:100%;padding:0;border-bottom:0}
html.navsq header.site-header .nav .dd a{padding:10px 4px;font-size:14.5px}
@media(max-width:600px){header.site-header .nav img{height:34px}}

/* Trust badges — header help bar (added site-wide) */
.help{overflow:hidden;padding-left:16px;padding-right:16px}
.help-badges{float:right;display:inline-flex;align-items:center;gap:10px;margin:6px 0 6px 14px}
.help-badges img{height:52px;width:auto;display:block}
.help-badges .dhcs-badge{background:#fff;border-radius:8px;padding:5px 9px;line-height:0}
.help-badges .dhcs-badge img,.help-badges .pt-badge img,.help-badges .bbb-badge img{height:40px}
.help-text{margin-top:22px}
@media(max-width:600px){.help-badges{margin:5px 0 5px 10px;gap:7px}.help-badges img{height:38px}.help-badges .dhcs-badge img,.help-badges .pt-badge img,.help-badges .bbb-badge img{height:29px}.help-text{margin-top:18px}}

/* Trust badges — footer row (shared everywhere; horizontal line, same proportions as the header bar) */
.footer-badges{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:16px;margin:18px auto 0}
.footer-badges img{height:46px;width:auto;display:block}
.footer-badges .dhcs-badge{background:#fff;border-radius:8px;padding:6px 10px;line-height:0}
.footer-badges .dhcs-badge img,.footer-badges .pt-badge img,.footer-badges .bbb-badge img{height:36px}
.footer-dhcs-text{font-size:12px;line-height:1.6;color:#9aa8ad;margin:10px auto 0;max-width:420px}
.footer-dhcs-text a{color:#9fd8e6}
@media(max-width:560px){.footer-badges{gap:10px}.footer-badges img{height:34px}.footer-badges .dhcs-badge img,.footer-badges .pt-badge img,.footer-badges .bbb-badge img{height:27px}.footer-badges .dhcs-badge{padding:4px 7px}}